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Financing forms

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ANGEM runs within the micro credit two financing forms, from life loan (interest-free loan) funded by ANGEM with a maximum of 100000 DA (this loan can reach up to 250 000 DA in southern regions) to a larger loan that does not exceed 1 000 000 DA using a financial plan with a bank.

Each one by its specificities allows funding some activities and interests in the same occasion a particular population.

An interest-free loan of 100 000 dinars for the purchase of raw material to be repaid within 24 to 36 months


Triangular financing 



A 1 000 000 dinars loan for equipment acquisition and raw material necessary for the creation of the business.

Free charge benefits and assistance are provided:


Support, advice, technical assistance and accompaniment are provided by the agency during the implementation of your activity.
Bank credit without interests.
When your loan application is approved, you can take free training in management of very small business. Moreover, after starting your business you can participate to the shows and sales organized regularly by the agency throughout the country.
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Angem coordinate

  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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