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915 051
Number of loans granted ended MARCH 31th 2023
1 420 109
Number of jobs Created ended MARCH 31th 2023
406 545
Number of non-financial services beneficiaries ended MARCH 31th 2023
262 356
Number of trained promoters ended MARCH 31th 2023
Inscription et suivi de votre demande de micro-crédit Nouveau
An acknowledgement, a trump, a challenge and A SOLUTION....
You are unemployed or have small irregular and unstable income...
You possess expertise or a qualification,
You want to start your own business,
ANGEM is here to supportyou and advice you and
FINANCES YOUR PROJECT
An acknowledgement, a trump, a challenge and A SOLUTION...
You do not have financial means and you have no access to classical loans...
You have an entrepreneurial mind,
You want to start your own small business,
ANGEM grants you an INTEREST FREE LOAN
to start or to kick-start a business.

You can benefit from…

An interest free loan, for the purchase of raw materials

That cost does not exceed 100 000 DA 100℅ low-interest micro loan that cost does
not exceed 1 000 000 DA, intended for activities creation

Free accompaniment,

Training and others actions of capacities reinforcement.

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The chief executive ANGEM chairs the installation meeting of the negotiating committee amending the agency's collective agreement

The chief executive of the National Agency for the Management of Microcredit, Ms. Souad Bendjemil, chaired on May 30, 2024 the installation meeting of the negotiations committee for the amendment of the agency's collective agreement. This meeting brought together worker representatives designated by the national union as well as executives from the directorate general. Indeed, a negotiating committee was set up during this meeting that aims to conclude a new collective agreement for the National Agency for the Management of Microcredit, ...

Closing ceremony of the training session for ANGEM’s security agents

  A closing ceremony of ANGEM’s security agents training session was held on May 29, 2024 at Dar El Beida national training and intervention unit of civil protection, Algiers, organized from May 19 to  29, 2024. The chief executive of ANGEM, Ms. Souad Bendjemil, delivered a speech on the sidelines of this event in which she highlighted the importance of this training for security agents on a professional level. She also commended the efforts made by the supervising staff, who ensured the successful ...

The National Agency for the Management of Microcredit organizes the micro-activity exhibition

The National Agency for the Management of Microcredit organized a micro activity exhibition themed "microcredit....a tool for creating economic activity" from May 23 to 25, 2024 at the hotel "Les sables d'or". This exhibition/sale was inaugurated by the Minister of Knowledge Economy Start-ups and Micro-enterprises, Mr. Yacine El Mahdi Oualid and the chief executive of ANGEM Ms. Souad Bendjemil, accompanied by the CEO of Algeria Telecom group, the chief executive of civil protection, the chief executive of the start-up “GUIDINI”, the ...

The National Agency for the Management of Microcredit organises a training session for security and prevention agents

In order to strengthening the skills of security agents of the National Agency for the Management of Microcredit, and improving their capacities in terms of security, intervention and first aid actions in case  of major dangers, and as part of the training agreement signed between the chief executive of Civil Protection and the National Agency for the Management of Microcredit which purpose is training in first aid and firefighting. The chief executive of ANGEM officially opened this meeting on May 19, ...

ANGEM’s chief executive speech at the inauguration of the micro activity exhibition

The chief executive of the National Agency for the Management Microcredit stated at the inauguration of the micro activity exhibition with the theme "Microcredit...a catalyst for economic empowerment" that this event, taking place from May 23 to May 25, 2024, is a key component of the agency's annual program. This program focuses on providing  accompaniment and support to the beneficiaries of financial and non-financial services. Mrs. Souad Bendjemile also emphasized that the National Agency for the Management of Microcredit is committed ...

Minister of Knowledge Economy Startups and Micro-enterprises speech at the inauguration of the micro activity exhibition

During the official inauguration of the micro activity exhibition themed "Microcredit...a tool for creating economic activities" Mr. Yacine El-Mahdi Oualid, The Minister of Knowledge Economy, Start-ups and Micro-enterprises, emphasized that the role of the national microcredit management agency was not limited only to financing, but also consisted of accompanying training and support for project leaders, in particular through organization of fairs such as this one, which aim to promote communication with promoters and allow us to be more attentive to ...

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The path of a microcredit applicant

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Presentation to the assistance unit of your daira for the 1st interview with the accompanist

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The preparation of the constituent parts of the file

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Contribution to the techno-economic study of the project

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Transmission of the file to the coordination of the wilaya

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Presentation of the file to the eligibility committee

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Establishment of the certificate of eligibility

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Submitting the file to the bank for study and project financing.

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After the pre banking agreement notification, there shall process the transfer of the free-interest loan.

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9

Transfer of bank loan

10

10

Acquisition of equipment and/or raw material

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Activity start

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Good Luck


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  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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