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885 558
Cumulative lending 31.03.2019
561 522
Loans granted to women
324 036
Loans granted to men
1 312 657
Jobs created: 31.03.2019
312 356
Beneficiaries of the not financial services
An acknowledgement, a trump, a challenge and A SOLUTION....
You are unemployed or have small irregular and unstable income...
You possess expertise or a qualification,
You want to start your own business,
ANGEM is here to supportyou and advice you and
FINANCES YOUR PROJECT
An acknowledgement, a trump, a challenge and A SOLUTION...
You do not have financial means and you have no access to classical loans...
You have an entrepreneurial mind,
You want to start your own small business,
ANGEM grants you an INTEREST FREE LOAN
to start or to kick-start a business.

You can benefit from…

An interest free loan, for the purchase of raw materials

That cost does not exceed 100 000 DA 100℅ low-interest micro loan that cost does
not exceed 1 000 000 DA, intended for activities creation

Free accompaniment,

Training and others actions of capacities reinforcement.

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Participation of the Agency in the information and awareness days on the support and financing programs for future entrepreneurs.

The National Agency for Management of Microcredit will take part in the information and awareness days on the support and financing programs for future entrepreneurs, that will take place on july the 1st and 2nd 2019, in the Cyber Park of Sidi Abdallah town. ...

A meeting of the Orientation Council of the National Agency for the Microcredit Management

A meeting of the orientation council was held on Thursday, June 13, 2019, at ANGEM head office. This meeting was chaired by Mr. KHALDI Zoubir, representative of the Minister of National Solidarity, Family and Women Condition. The agenda of this meeting focused on the following points: Review and approval of the report of the External Auditor for 2018; Review and approval of the management report for 2018. ...

Supervisory Board Meeting

The Supervisory Committee met on Sunday, June 02, 2019, at the headquarters of the National Agency for Management of Microcredit. Chaired by its president Missoum Saad in the presence of the members of the monitoring committee, as well as the central executives of the agency. ...

The micro-credit program adapts to the needs of the beneficiaries

Under Executive Decree No. 19-137 of April 29, 2019, new dispositions are made to the micro-credit program, as regards the conditions and the level of support granted to micro loans beneficiaries. The National Agency for Management of Microcredit is perpetually reflecting on the areas that can be improved by the microcredit program, in order to maintain the attractiveness of the latter but also to adapt it regularly and as much as possible to the needs expressed by microcredit applicants or active ...

Supervisory Board Meeting

  The Supervisory Committee met on, April 14, 2019, at the headquarters of the National Agency for Management of Microcredit. Presided by its president Mr. Missoum Saad in the presence of Messrs Aissani Kamel and Bouklikha Abdel Krim, members of the Supervisory Board. The meeting was attended by the Chief Executive Mr. Djebnoune Abdel Fateh as well as executives of the agency. ...

ANGEM presents at the launch of the PADSEL-NOA program

The Minister of National Solidarity Family and Women Condition, Ms Ghania Eddalia presided on  February 19th in of the wilaya of Medea, the launch of the program of support for sustainable local development and actions in the North West of Algeria (PADSELNOA) launched in partnership with the European Union, which aims to support the efforts made by the Algerian government to boost economic and social development and bring the target populations to become actors of the local development. ANGEM, through its ...

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The path of a microcredit applicant

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Présentation devant la cellule d’accompagnent de votre Daïra, pour 1er entretien avec l’accompagnateur

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Préparation des pièces constituant le dossier de crédit

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Contribution à l’étude technico-économique du projet, réalisée conjointement avec l’accompagnateur

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Transmission du dossier vers la coordination de wilaya

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Présentation du dossier devant la commission d’éligibilité de wilaya

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Etablissement de l’attestation d’éligibilité

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Présentation du dossier à la banque pour étude et financement de la partie bancaire

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Après notification du préaccord bancaire, il sera procédé au virement du Prêt Non Rémunéré

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Virement du crédit bancaire

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Acquisition des équipements et/ou de la matière première

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Début de l’activité.

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Bonne réussite.


FREQUENTLY ASKED QUESTIONS :

Angem coordinate

  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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