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915 051
Number of loans granted ended MARCH 31th 2023
1 420 109
Number of jobs Created ended MARCH 31th 2023
406 545
Number of non-financial services beneficiaries ended MARCH 31th 2023
262 356
Number of trained promoters ended MARCH 31th 2023
Inscription et suivi de votre demande de micro-crédit Nouveau
An acknowledgement, a trump, a challenge and A SOLUTION....
You are unemployed or have small irregular and unstable income...
You possess expertise or a qualification,
You want to start your own business,
ANGEM is here to supportyou and advice you and
FINANCES YOUR PROJECT
An acknowledgement, a trump, a challenge and A SOLUTION...
You do not have financial means and you have no access to classical loans...
You have an entrepreneurial mind,
You want to start your own small business,
ANGEM grants you an INTEREST FREE LOAN
to start or to kick-start a business.

You can benefit from…

An interest free loan, for the purchase of raw materials

That cost does not exceed 100 000 DA 100℅ low-interest micro loan that cost does
not exceed 1 000 000 DA, intended for activities creation

Free accompaniment,

Training and others actions of capacities reinforcement.

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ANGEM honors its employees

The Chief Executive Officer of the National Agency for the Management of Microcredit supervised on December 18, 2023, a ceremony in honor of the employees who participated in the second edition of the African Start-up Conference, organized by The Ministry of Knowledge Economy, Start-ups and Micro-enterprises from December 5 to 7, 2023.   This ceremony was held at the National Training Center for Specialized Personnel, in the presence of the representative of the Minister of Knowledge Economy, Start-ups and Micro-enterprises as well ...

Training sessions for ANGEM executives in charge of loan recovery

  The National Agency for the Management of Microcredit organized training sessions for 134 executives in charge of loan  recovery, which took place from December 5 to 19 at the National Office for the Development and Promotion of Continuing Education. The opening of this training was marked by the presence of the chief executive of the National Agency for the Management of Microcredit who proceeded on December 3, 2023 to the official launch of this event, in the presence of the chief ...

ANGEM trains its communications officers

The National Agency for the Managment of Microcredit initiated a training session for its communication officers, the importance that the agency attaches to institutional communication, considering the latter to be the nodal point of its strategy which will enable the achievement of its objectives and will provide the best return and transparency  This meeting, which took place from December 24 to 27, 2023 at the the National Labor Institute, focused on the development and the following-up of a communication plan, and ...

Ms. Souad Bendjemil takes part in the launching ceremony of the digital self-entrepreneurship platform

ANGEM’s chief executive participated in the launch ceremony of the National Self-Employed Agency as well as its digital platform, organized by the Ministry of Knowledge Economy, Startups and Micro-enterprises at the Palais de la Culture Moufdi Zakari, and chaired by Minister Yacine El Mahdi Oualid. The Minister of Post and Telecommunications, Mr Karim BIBI TRIKI, the Minister of Agriculture and Rural Development Mr Youcef Cherfa, the Minister of Labor, Employment and Social Security Mr Fayçal Bentaleb took part in this event, ...

ANGEM Bejaia participates in the celebration of yennayer 2974

The National Agency for the Management of Microcredit, was invited, on January 10, 2024, to take part in the celebration of the Amazigh New Year 2974 organized by the Chamber of Handicrafts, of the wilaya of Bejaia. The agency participated in the exhibition planned for this occasion with an institutional booth, which was run by executives from the Bejaia agency, as well as nine promoters who came to exhibit their products. The Agency took advantage of this event to provide all the ...

ANGEM takes part to the Amazigh New Year festivities in Tamanrasset

ANGEM Tamanrasset took part in the official celebration of the Amazigh New Year 2974, through the organization of an exhibition dedicated to beneficiaries of micro credit in the wilaya in question. The wali of the wilaya of Tamanrasset proceeded to the official opening of this event whitch was organized in coordination with the chamber of handicrafts, and under the supervision of the tourism and culture departments. ANGEM took advantage of this event, to encourage visitors of the exhibition to contact the agency ...

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The path of a microcredit applicant

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1

Presentation to the assistance unit of your daira for the 1st interview with the accompanist

2

2

The preparation of the constituent parts of the file

3

3

Contribution to the techno-economic study of the project

4

4

Transmission of the file to the coordination of the wilaya

5

5

Presentation of the file to the eligibility committee

6

6

Establishment of the certificate of eligibility

7

7

Submitting the file to the bank for study and project financing.

8

8

After the pre banking agreement notification, there shall process the transfer of the free-interest loan.

9

9

Transfer of bank loan

10

10

Acquisition of equipment and/or raw material

11

11

Activity start

12

12

Good Luck


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  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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