What is a microcredit ?
Text size :A microcredit is a loan repayable within 12 to 60 months (1 to 5 years), intended for projects and commercial activities that cost does not exceed 1.000.000 DA allowing the purchase of a small equipment and start-up raw material, it is also meant to cover the necessary costs to the starting of the activity.
It is intended for citizens with no incoms or having irregular and unstable incomes, or housewives.
It aims for the economic and social integration of the target citizens through the creation of activities of goods and services production.