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915 051
Number of loans granted ended MARCH 31th 2023
1 420 109
Number of jobs Created ended MARCH 31th 2023
406 545
Number of non-financial services beneficiaries ended MARCH 31th 2023
262 356
Number of trained promoters ended MARCH 31th 2023
Inscription et suivi de votre demande de micro-crédit Nouveau
An acknowledgement, a trump, a challenge and A SOLUTION....
You are unemployed or have small irregular and unstable income...
You possess expertise or a qualification,
You want to start your own business,
ANGEM is here to supportyou and advice you and
FINANCES YOUR PROJECT
An acknowledgement, a trump, a challenge and A SOLUTION...
You do not have financial means and you have no access to classical loans...
You have an entrepreneurial mind,
You want to start your own small business,
ANGEM grants you an INTEREST FREE LOAN
to start or to kick-start a business.

You can benefit from…

An interest free loan, for the purchase of raw materials

That cost does not exceed 100 000 DA 100℅ low-interest micro loan that cost does
not exceed 1 000 000 DA, intended for activities creation

Free accompaniment,

Training and others actions of capacities reinforcement.

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The wilaya agency of Chlef takes part in the organization of the Ramadan market

ANGEM of the wilaya of Chlef took part in the organization of the Ramadan market, in coordination with the direction of trade and export promotion of the wilaya, and which took place at the Taleb Abdelrahmane   university restaurant.   The agency participated in this event with a booth devoted to information on the microcredit program as well as the procedures for getting a micro loan for the creation of a small business. The microcredit beneficiaries also took part in the organization of ...

The agency of the wilaya of Ain Defla takes part in the celebration of the national day of persons with disabilities

The Ain Defla wilaya agency took part in the national day of persons with disabilities celebration at the request social action directorate. This event was chaired by the wali of Ain Defla along with local authorities and various associations working in this field. The agency marked its presence at this event through an institutional booth, at which explanations on the different services provided by the agency in favor of persons with disabilities were provided. Furthermore, Mr. Wali distributed medical materials and equipment, ...

ANGEM takes part in the ceremony organized on the National Day of persons with disabilities

The National Agency for the Management of Microcredit took part on Saturday March 16, 2024 in the celebration of the national day of persons with disabilities, through its participation in the event organized by the Ministry of National Solidarity, Family and of Women Status, in coordination with other departments, under the slogan, "People with disabilites: integration and innovation". During this event, microcredit granting certificates were presented to six people with disabilities, in order to enable them to launch their own projects, ...

ANGEM takes part in the ceremony organized on the National Day of persons with disabilities

   The National Agency for the Management of Microcredit took part on Saturday March 16, 2024 in the celebration of the national day of persons with disabilities, through its participation in the event organized by the Ministry of National Solidarity, Family and of Women Status, in coordination with other departments, under the slogan, "People with disabilites: integration and innovation". During this event, microcredit granting certificates were presented to six people with disabilities, in order to enable them to launch their own projects, ...

ANGEM regional branches and wilaya directorates celebrate International Women’s Day

 The wilaya agencies as well as the regional branches of the National Agency for the Management of Microcredit celebrated International Women's Day, by organizing ceremonies in honor of their female staff, on the sidelines of the one organized by the Directorate General meeting of the Agency on March 6, 2024.   These nationwide events honored the  longest-serving female employee  working at the General Directorate, and the regional branch and wilaya directorates, as well as a number of disabled employees for their hard ...

ANGEM honors its longest-serving female employee on the International Women’s Day

 The National Agency for Management of Microcredit organized a ceremony in honor of its female employees on the occasion of the International Women's Day. The chief executive of the Agency, Mrs. Souad Ben Djemile, honored on this occasion the longest-serving female employees working at the General Directorate of The National Agency for Management of Microcredit as well as at the Mutual Guarantee Fund for Microcredits. The ceremony was held at the National Training Center for Specialized Personnel, in the presence of the ...

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The path of a microcredit applicant

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1

Presentation to the assistance unit of your daira for the 1st interview with the accompanist

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2

The preparation of the constituent parts of the file

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Contribution to the techno-economic study of the project

4

4

Transmission of the file to the coordination of the wilaya

5

5

Presentation of the file to the eligibility committee

6

6

Establishment of the certificate of eligibility

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Submitting the file to the bank for study and project financing.

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8

After the pre banking agreement notification, there shall process the transfer of the free-interest loan.

9

9

Transfer of bank loan

10

10

Acquisition of equipment and/or raw material

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11

Activity start

12

12

Good Luck


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  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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