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915 051
Number of loans granted ended MARCH 31th 2023
1 420 109
Number of jobs Created ended MARCH 31th 2023
406 545
Number of non-financial services beneficiaries ended MARCH 31th 2023
262 356
Number of trained promoters ended MARCH 31th 2023
Inscription et suivi de votre demande de micro-crédit Nouveau
An acknowledgement, a trump, a challenge and A SOLUTION....
You are unemployed or have small irregular and unstable income...
You possess expertise or a qualification,
You want to start your own business,
ANGEM is here to supportyou and advice you and
FINANCES YOUR PROJECT
An acknowledgement, a trump, a challenge and A SOLUTION...
You do not have financial means and you have no access to classical loans...
You have an entrepreneurial mind,
You want to start your own small business,
ANGEM grants you an INTEREST FREE LOAN
to start or to kick-start a business.

You can benefit from…

An interest free loan, for the purchase of raw materials

That cost does not exceed 100 000 DA 100℅ low-interest micro loan that cost does
not exceed 1 000 000 DA, intended for activities creation

Free accompaniment,

Training and others actions of capacities reinforcement.

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ANGEM provides training for women entrepreneurs.

As part of the project aimed at building the capacities of Algerian women entrepreneurs in the realm of promoting e-commerce for small and medium enterprises, funded by the World Bank, and implemented by the consulting firm Deloitte, in collaboration with the Chamber of Handicrats.   This initiative is a part of the Women Entrepreneurs Finance Initiative (We-Fi) program, which primarily seeks to support women entrepreneurs by facilitating their access to financial products and services, enhancing their skills, expanding their networks, providing mentorship, ...

The chief executive chairs the periodic meeting of the ANGEM participation committee

The chief executive of the National Agency for the Management of Microcredit, led a regular meeting of the participation committee on May 6, 2024. The meeting was attended by committee representatives, and central executives.  The chief executive opened the meeting by stressing the importance of collaborating synergistically to enhance the agency, and boost its economic and social efficiency. The points raised during this meeting, as outlined in the agenda, mainly focused on the prerogatives and facilities given to the participation committee, including ...

The chief executive of ANGEM meets with the agency's national union representatives

On May 5, 2024, the chief executive of the National Agency for the Management of Microcredit Mrs Souad Bedjemil, convened a meeting with the national union general secretary of ANGEM workers, Mr. BRIRI Hamza, and the president of the participation committee of the agency, Mr. BOUZNEDA Bouziane. This meeting was also attend by members of the union and executives from the executive management. The main issues of this meeting was on addressing the concerns raised by the agency's employees. Most of ...

ANGEM Honors Its Staff and Retirees on International Labour Day

The National Agency for the Microcredit Management hosted a vibrant celebration at the esteemed "Les Sables d'Or" hotel in Zeralda on Tuesday, April 30, 2024, to pay tribute to its dedicated employees and retirees in observance of the International Labour Day. The event, presided over by ANGEM's Chief Executive Officer, Mrs. Souad BENDJEMIL, was graced by the esteemed presence of the Minister of Knowledge Economy, Startups and Micro-enterprises.Among the distinguished guests were the President of ANGEM's Participation Committee, families of ...

The chief executive of ANGEM meets with the executives of the regional branch of Ouargla

In order to oversee program implementation and assess local actions, the chief executive of ANGEM, Ms. Souad Bendjmile, conducted a teleconference on Sunday, April 14, 2024, with the executives of Ouargla's regional branch and the agencies of the attached wilayas, namely "Ouargla, Tamanrasset, Ghardaia, and Illizi." During the meeting which was attented by few executives from the Agency's General Management, the chief executive of ANGEM was eager to underscore the necessity of intensifying endeavors to enhance the loan recovery mechanisms provided ...

The chief executive of ANGEM presents her wishes on the occasion of Aid El Fitr

The chief executive of ANGEM, Ms. Souad Bendjemile, brought together her executives on Sunday April 14, 2024 to present her wishes to them on the occasion of Aid El Fitr, and to wish them, as well as to their families, an “Aid Mubarek”. During a speech given on this occasion, the chief executive expressed all her gratitude for the efforts made by ANGEM workers, ensuring that the doors of dialogue will always be wide open to them, and that she, as ...

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The path of a microcredit applicant

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1

Presentation to the assistance unit of your daira for the 1st interview with the accompanist

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2

The preparation of the constituent parts of the file

3

3

Contribution to the techno-economic study of the project

4

4

Transmission of the file to the coordination of the wilaya

5

5

Presentation of the file to the eligibility committee

6

6

Establishment of the certificate of eligibility

7

7

Submitting the file to the bank for study and project financing.

8

8

After the pre banking agreement notification, there shall process the transfer of the free-interest loan.

9

9

Transfer of bank loan

10

10

Acquisition of equipment and/or raw material

11

11

Activity start

12

12

Good Luck


Vidéos

Documentary video on microcredit program

Microcredit program in signe language

Catalog of the products of the promoters

Testimonials video

Gallery Photos

Algeria: Launch of the largest startup event on the African continent.

Location

  ANGEM : Siège social

FREQUENTLY ASKED QUESTIONS :
1. What is microcredit? 2. To what kind of activity is the Microcredit intended? 3. Who are the beneficiaries of microcredit? 4. What must meet the recipients? 5. What is the amount of loans? 6. What are the benefits and advantages provided for recipients of microcredit? 7. I just subscribed to a microcredit. Can I get advice and assistance from the Agency? 8. Who monitors the activities receiving benefits? 9. Accompaniment: is the promoter is accompanied? 10. Is it possible to create a home business?

Promoter testimonials

Angem coordinate

  • National Agency for Microcredit Management "ANGEM"
  • Cité 1516 Logts (AADL) Aïn El Malha Tours N° H1-H2-H3 CP: 16105
  • Gué de constantine Alger Algérie
  • Email:  contact@angem.dz
  • Site Web: https://www.angem.dz

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Tuesday 22 October 2019

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Saturday 19 March 2016

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